ELIGIBILITY
No credit check. Affordability still matters.
Rent2Buy is open to employed, self-employed and business applicants. There is no traditional credit check, but affordability, documents, identity and location are still assessed.
Can't get finance? You can still apply.
A poor credit history does not automatically rule you out. Instead of assessing you through a traditional credit check, we look at whether the proposed rental appears affordable and whether you meet the scheme criteria.
Location matters.
Applicants must normally live within 100 driving miles of Southampton because Rent2Buy vehicles are collected from Southampton only and the scheme has its own service and collection logistics.
Employment status is flexible.
Employed customers, self-employed applicants, sole traders, contractors, tradespeople, new business starts, private individuals and limited companies may apply. Company applications can require additional business and director information.
Affordability is assessed.
Recent income, spending and regular commitments are reviewed from the information and documents you provide so we can judge whether the proposed monthly rental looks manageable.
You will need supporting documents.
A full valid UK or accepted EU driving licence is normally required, together with recent full bank statements and proof of your current address.
Every application is still reviewed for affordability, identity, documents, location and overall eligibility.
READY WHEN YOU ARE
Start with the van.
Browse available Rent2Buy vehicles or complete the application first and let the team assess eligibility and affordability.