HOW RENT2BUY WORKS
No credit check. A clear route to ownership.
Rent2Buy is a rental-to-ownership arrangement rather than conventional van finance. You apply, prove affordability, choose an eligible van, make the agreed rentals and can then exercise the final purchase option at the end.
Complete the application
Tell us about you, your work or business, your address and the type of van you need. There is no credit check.
Upload your proofs
Provide the requested bank statements, proof of address and driving licence so identity, affordability and eligibility can be assessed.
Receive a decision
Once the complete application and proofs are received, the team reviews the case. Additional information can sometimes be requested.
Choose an eligible van
If approved, choose from vehicles specifically advertised as available on Rent2Buy. Not every vehicle is automatically available on the scheme.
Reserve and prepare the van
When instructed, reserve the chosen vehicle while paperwork and vehicle preparation are completed.
Arrange insurance and collect
Put fully comprehensive insurance in place and pay the agreed initial rental balance before collection from Southampton only.
Make the monthly rentals
Your agreement sets out the monthly rental, term, mileage allowance, maintenance responsibilities and what happens if payments are missed.
Final payment, then it can be yours
After successfully completing the agreement and its conditions, the current final purchase option is £99 + VAT. Ownership transfers only after that purchase option is exercised.
We still check identity, affordability, supporting documents, location and overall eligibility. The exact payment amounts, term, mileage, maintenance obligations and purchase conditions are set out in the written agreement for the chosen van.
READY WHEN YOU ARE
Start with the van.
Browse available Rent2Buy vehicles or complete the application first and let the team assess eligibility and affordability.