Credit guides.

A default does not automatically decide the outcome of a van finance application.

If your van finance application was declined, this guide offers practical advice on how to improve your application, understand your options.

Having an IVA does not create a universal yes-or-no answer for van finance.

A practical pre-application checklist for checking your credit report, correcting errors and understanding what lenders may consider.

Find out how to improve your credit rating before applying for van finance with clear, actionable advice tailored for UK van buyers.

A past bankruptcy may form part of a lender's assessment, but it does not create a universal approval rule.