Van Finance guides.

Van finance timescales vary.

Learn the difference between checking van finance options and making a full application, including how soft and hard credit searches may be used.

Van finance can spread the cost and protect cash flow, but buyers should also consider interest, ownership and the total amount payable.

Van finance lenders assess the application as a whole.

Self-employed applicants may show income using bank statements, tax documents, invoices, contracts and evidence of regular payments.

A van finance decline does not mean every lender will decline, but it is sensible to understand the reason before applying again.